Provident Funding
1235 North Dutton Avenue, Ste E, Santa Rosa, CA 95401
www.pfloans.com
Internal Reviews
(4 reviews)
Total loans closed with Loan Factory
17,923
Total loans closed with Loan Factory (past 12 months)
14,517
Lender overview
Basic information
Refer to Clear - Required Items
Refer to Clear - Required Items
Lock policies & Fees
Lock Policies
Unlike all other lenders, Provident Funding does not offer extensions (for examples: 1-day, 5-day, or 15-day extension). Please see the below as it's more of a relock policy than an extension.
If the loan has outstanding conditions or suspended, it cannot be extended. Broker has to upload all conditions and created a case to ask the lender to relock as worse case pricing. Worse case pricing means If the market rate is better than the locked rate, A loan can be extended for 21 days (1/8th), or 30 days (1/4th) + Worst Case Pricing.
Lender's niche & Overlays
Conventional/ conforming financing w/ aggressive rates.
Please note that we are prioritizing locked loans and as capacity permits will underwrite floating Cash-out and purchase transactions. Float Rate & Term refinances do not have a turn-around time for review, and may not be reviewed until locked. Please consider locking in your loan to ensure the quickest turn-around time.
Only allow business purpose in MA
Lender turn time
1
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1
Review - Provident Funding
4.3
4 reviews
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